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FINJA is a zero cost payment platform with an integrated loan and E-Commerce market place, founded by veterans of tech and banking industry. A Pakistani fintech with a mission to make payments free, frictionless and real time.

Finja Wallet

Under-a-minute account opening, connected to entire banking universe with phone number as your account number.

Finja Retail

A CRM solution where businesses can instantly receive digital payments through QRs on zero MDR with no setup cost.

Payrollplus

Zero-cost cloud based payroll solution and third party payment automation system, supported through mobile wallet fund disbursements.

Lending

Free digital payments become a surrogate for lending to SMEs, merchants and individuals.

E-Commerce Market Place

APIs for 3rd party entities to integrate with the Finja wallet and be a part of a compelling sales channel with a nationwide reach.

SimSim is Pakistan’s first payment solution offering free, frictionless and real-time payments.

Power is yours

SimSim empowers you by providing a payment solution which not only allows you to make zero cost transactions but also enables you to create your own payment ecosystem. With SimSim, you are able to move money anytime, anywhere and take control of your life like never before. 

Break Free

You are no longer confined to paper or plastic. With SimSim, you break free from all the old world chains and enter a new world of free digital payments.

Join the movement

As part of SimSim network, you will be leading the charge to set payments free in Pakistan. Spread the movement by inviting your friends, family and colleagues to adopt digital payments to ensure all your loved ones are always connected.

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Payroll plus provides a well rounded solution to manage your company's structure and employees for hassle free salary disbursements.

Company account management

Manage your company account while tracking your settlements and account balances. 

Organization structure management

Trouble free management of organizational structure by creating multiple departments, branches and functional hierarchy for smooth salary runs directly through Payroll plus

Flexible and Customizable

Convenient management of complete salary breakup including, basic salary, reimbursements, commissions and TADAs etc.

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FINJA Commercial user payment system for our digital partners/merchants is free, frictionless and real-time

Real time QR code payments

Instant acceptance of payments through static and dynamic QR codes.

Fast and easy setup

Set up your account and start receiving digital payments today.

Push promotions

You can send customized promotion notifications to your customers and can increase their loyalty towards your brand via push promotion feature.

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Our Digital Payment Partners

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From Finja Founders

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