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Salaried Professional Loan

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*This is a proposition by Finja Lending Services

Whether you are looking to make a major purchase, finance a wedding, pay your tuition fee or consolidate debt, a personal loan is a simple and convenient borrowing solution to help you reach your goals. With this bespoke real time professional loan designed for urban salaried professionals like yourself, we want you to achieve your goals in real time with different features offering choice, flexibility and structured payments tailored to your needs.

Who is this for

This real time digital borrowing facility is for all those working professionals who want to make life happen their way! We believe that making smart financial decisions can help you achieve your goals when they matter the most. This is ideal for those professional who are looking for a structured borrowing plan for a specified period of time with flexible rates. You only have to apply once but you can use your credit again and again. Finja offers competitive rates and flexible payment options. The best part is this is completely digital and deployed in real time. The perfect borrowing solution for a range of goals.

How does it work?

The process is completely digital and requires no paperwork at all. We’ve made it simple and easy. Follow the simple steps below to avail your instant credit now!

Fill out this quick form online with you credentials. We need your credentials so our algorithms can suggest a loan plan best suited for you.

Meanwhile download the Finja App on your mobile device so you can receive the loan amount directly into your wallet

Upon reviewing your application we will approve your request in real time.

Once you receive confirmation open your Finja App and select the ‘loans’ tab. Here you will see the complete list of your pre-approved loans. Next time around all you have to do is directly select this tab.

Select ‘personal loan’ and enter the amount you wish to avail. Once you enter the amount you will be able to view your payment plan which will show you your three equal installments along with when they are payable. Don’t worry we will send you a reminder so you don’t miss any payments.

Upon confirmation your loan amount will be credited net of service fee (ranging from 3-5%) instantly into your wallet.

FAQs

1.How can I apply?
If you are a working professional looking to borrow to meet your personal needs, all you need to do is follow the simple steps above. Fill out the form and download the Finja App to instantly add credit to your Finja wallet account.
Loan repayment is divided into equal installments payable at specified intervals. To repay the loan simply log on to your Finja App and select the ‘loans’ tab. Select ‘repay’ and enter the amount you are comfortable repaying. This will be reflected instantly towards your loan balance. The collection process is digital which makes it quick and hassle free.
Your installments are spaced out to make it easy for you to manage your budget. However, in the unlikely event you are not able to repay you can call us in with your concerns and we can find a way out for you. We have a team of specialised advisors that can help you consolidate your debt so it does not negatively impact your credit history.
The form you fill out allows our real time algorithms that use AI and machine learning to determine the loan amount using your credentials. The algorithms churn out the most suited loan amount for you.
There is a service fee ranging from 3%-5%/month taken upfront before the loan is disbursed. The fee depends on the your past repayment history, any other debt, the credibility of your credentials and other variants that our algorithm uses.
We are here and happy to help with any questions or concerns. There are a number of ways you can reach us .