SimSim mobile Digital Wallet is jointly developed by FINJA and FINCA microfinance Bank, and is built on top of FINCA microfinance Bank’s branchless banking platform. SimSim promises zero cost payments with zero MDR which means maximum convenience for all parties on the platform. But that’s not it, SimSim qualifies as a lifestyle wallet which is designed for not only mobile payments but also numerous other features that include Bills and Topups, Interbank funds transfer, Bookings, Gift vouchers and much more.
Bill Payment allows users to pay all types of utility bills in a secure and convenient way. The amount is automatically fetched after entering the consumer number, after confirmation the bill is paid instantly.
Buy different vouchers for different platforms such as iTunes, Netflix, Facebook, etc.!
Top up your GSM network instantly through SIMSIM wallet at anytime, anywhere you are by simply entering the phone number and amount.
Buy instant tickets through SimSim. Whether it’s a cinema ticket or a bus ticket, book your tickets in advance to avoid the hassle of standing in those never ending queues.
Adding money to your SIMSIM wallet is easy and instant. Add money through IBFT, 1-link ATMs, UBL Omni agents or from one wallet to another
Scan and Pay is a unique subset of SimSim that enables users to make real-time, zero-cost payments by simply scanning the QR codes of merchants. After scanning, a digital invoice is generated, which needs confirmation to process the payment.
Send Money allows users to send money to any other SimSim wallet. It works by simply entering the mobile number of payee, who is registered with their SimSim wallet.
Quick response codes provide a real time, fast and convenient way of making payments without sharing your personal details. Just scan the QR code of the merchant, insert amount and confirm to make hassle free, immediate transactions.
Find your nearest merchants through your SIMSIM application within seconds.
Your mobile number is your account number. The application cannot be used on two devices simultaneously.
Users can review their mini statements anytime and can easily keep a record of their transactions
Users need a four digit static PIN to login SimSim wallet which is confidential and only known to the users
Automatic timed log-out from SimSim also keeps the wallet secure
Users receive SMS alerts and in-app notifications each time they login or conduct a transaction through SimSim wallet
Data is protected via multiple encryption layers and is visible only to each user individually