This credit solution is the right choice for retail businesses who are looking for the extra kick to purchase additional inventory, discount invoices, introduce new products and any other capital needs. This is a digital and instant credit solution so you can apply as a female entrepreneur in any part of the country. Interested business owners have to apply just once to register their profile and they will have access to the Finja App from where they can request for credit repeatedly.
Complete digital application process.
Flexible pricing that works for your specific business needs.
The business owner can avail up to PKR 500,000 initially, however after 3 successful cycles she can be considered for limit enhancement should she wish to get more credit. The repayment charges are as follows:
The process is completely digital and requires no paperwork at all. We’ve made it simple and easy. Follow the simple steps below to avail your instant credit now!
Fill out the online application with your credentials and our algorithms will come up with the best solution for you. We churn out the loan amount that suits your needs and an amount that you can repay easily.
Once we have approved your application, all you need to do is download the Finja App.
Select “Loan” in the Finja App and here you will see a list of your pre-approved loan. Select “Supply Chain Financing” and request the amount you wish to credit. Confirm the amount and the Due date (30 Day tenure).
The amount will be instantly credited net of service fee (2.5%-3%) to your wallet and you can make payments for your invoices directly using the Finja App.
Select “Loan” and click on “repay”. Enter the payable amount. This will instantly be reflected towards your balance. Once you have repaid the payable amount, you can apply again just through the app now.