Finja

The Finja Story

Finja is a new-age financial services platform catering to merchants (such as Karyana shops), SME businesses, and investors, addressing their credit, payments, collections, and investment needs. As a trusted ally of banks, financial institutions, and merchants, we hold a unique position in the value chain, enabling all actors in the ecosystem to interact digitally.

Lending Ecosystem

Finja's advanced collections and payment model, powered by AI/ML technology and regulatory expertise, established a pioneering Peer-to-Peer financing model through Finja Lending Services. With Finja's Guaranteed Offtake, sellers secure buyer commitments, ensuring market stability and reliable supply. This innovative approach streamlines trade within the Finja ecosystem while offering investors secure and high-return opportunities.
Integrated Financial services

Dedicated to providing comprehensive financial solutions to businesses, SMEs, and individuals all under one roof. With our NBFC and Peer-to-peer lending license from the Securities and Exchange Commission of Pakistan (SECP), we are committed to facilitating your financial needs seamlessly.
Multibank Partnerships

Collaboratively creating lending and payment products with banks to serve the targeted segment in the country.